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    Subrogation:
    An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.

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    Household Insurance Online

    Household Insurance Online is a free Home & Contents insurance comparison service providing access to Australia's best rates & options from leading brokers and direct insurers. Simply enter a single quote request via this website to compare rates and to find the best Home & Contents insurance deal for you!

    We help you find the right cover at the best rates!

    Household insurance is an insurance cover for individuals and families to indemnify against the financial implications resulting from unexpected losses to the home, contents and personal effects.
    Household insurance comes in a range of forms and may include any or all of the following;
    - Building cover
    - Contents cover
    - Special Risks cover
    - Domestic Liability cover
    -Domestic Workers Compensation
    Household insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

    Household insurance is available through many financial institutions and brokers offering Household insurance in Australia - however Household insurance is a specialist field so, when looking for the best Household insurance solution it is advisable to seek the services of a specialist who is licensed in the field of Household insurance.

    Household insurance in Australia cannot be compared on price alone as there may be significant disadvantages from one Household insurance policy to the next that need to be taken into consideration depending on your postcode, building construction, home security, claims history and other considerations.
    When you request a Household insurance quote or advice using this website, your quote request will be instantly transmitted to a licensed Australian Household insurance specialist in your area of need.

    Insurance Articles

    Insurance Policies a Startup Company Should Consider
    Insurance is essential for a startup company irrespective of the amount of capital invested. This ensures security and the ability to overcome any kind of hurdle that might hinder the functioning... read more

    Importance of Public Liability Insurance for Small Businesses
    Small businesses are more prone to risks of large financial liability. These may come in the form of litigation for not meeting the standards in the product/service as promised; employees' claim... read more

    Shopping Around For Insurance
    You can buy insurance direct from the provider, your bank or building society, a supermarket, or broker. You can also buy insurance from the provider of another product (such as travel insurance... read more

    Insurance: Why worry?
    If we want our plans to succeed we need to understand the factors that might hinder that success, risks, and, one way or another, make sure they don't get in our way. read more

    Protect Your Lifestyle With Income Protection Insurance
    Income protection insurance can be a valuable product if you have mortgage repayments or credit card or loan repayments to meet each month. No one knows what is around the corner and if you should... read more


    Insurance News

    If insurance was free, would there still be an underinsurance problem?
    Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industryís job to kill preconceptions and engage clients.... read more

    Regulatory compulsion propels commercial insurance
    Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity, according to new research... read more

    Premium rates for life cover sold by advisers in decline
    Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004 and June 2012, according to a joint... read more

    Life insurers pay out $4 billion in 2011
    Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store. The amount of money... read more

    Direct life insurance up but credit insurance flat
    Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance sales, according to Rice Warner.... read more